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About the cost of living in the United States

1. Accommodation and Board

Compared with other countries, studying in the United States has one advantage in terms of housing. In the first academic year after arriving in the United States, we can live in the school dormitory. Our board and lodging costs are about 15,000 US dollars. After the one-year adaptation period, we need to rent a house by ourselves. Of course, if you know enough about the United States when you first arrive at school, you can choose to live outside. The monthly rent is about 500-2000 US dollars, mainly depending on what kind of place you want to rent. It is generally recommended to rent a shared house near the school, which is safe and affordable. In the United States, as international students, we certainly cannot spend too much money, so one recommendation is to eat in the school cafeteria, which costs about 10 US dollars per meal. In fact, there is another better way to do it yourself, which will be cheaper and can also train yourself. It just takes a little time, but it is still pretty good.

2. Transportation

In the United States, if you don’t like going out very much, you can choose to just take a bus, which costs $2.75 per time. If you use public transportation frequently, you can consider buying a monthly pass for $121. There are free buses at school, so it is quite convenient. If you want to go out and have fun, the recommended way is to buy a used car. This is the choice of many international students because the United States is so sparsely populated, and having a car will be more convenient, and we can still sell it when we return to China, which is generally more cost-effective.

3. Others

In addition to these necessary consumption, we will definitely have some unnecessary consumption, such as shopping, window shopping, going out for fun, etc., all of which require money. Although you can save money, it is generally recommended to go out more often.

Extended reading: How to remit living expenses for studying in the United States?

1. Cash

Carrying cash is a good way to start living in the United States, but if you want to carry cash to the United States, you can only carry a maximum of 10,000 US dollars, and you need to apply for it before you can carry it. Only the amount below 5,000 US dollars does not require an application. In addition, cash will not be affected by the exchange rate, so carrying cash is more dangerous.

2. Bank Wire Transfer

This is the way many people choose to transfer money. This method is very safe in the UK, but if you choose this method, the annual transfer amount is only 50,000 US dollars. If you want to transfer more, you need to use another account. Of course, this method requires a handling fee, which is usually 0.1%, but there is usually an upper limit. When transferring money, we can check the exchange rate with the US dollar. If you find that the exchange rate is low, you can save money by transferring money.

3. Credit Cards

This is a good way for students studying abroad. Before going abroad, they can apply for a parent-child card. They spend money and their parents pay them back. However, their parents will know about every purchase. In this way, they have all the money they want, but they cannot spend money recklessly. Why not so many people choose such a convenient way? It is because its service fee is too expensive. Each transaction is charged 2%-4%, which is a pity for those expensive items.

4. PayPal

This is the American Alipay, which supports international transfers, and is very fast. Each transaction only costs $5, which is undoubtedly very cost-effective for high-value transfers. However, to handle this procedure, both parties need to have a PayPal account, but this is also understandable. If you want to use this service, you only need to bind an international credit card.

Further reading: List of living expenses for studying in the United States

1. Living expenses list for studying in the United States - food + accommodation: average US$10,000 - 15,000

The school's meals are the regular food provided in the school cafeteria. Dormitory fees refer to double occupancy. You need to know whether the accommodation fee includes bedding (quilt, pillow, blanket) and basic dormitory services. If you live on campus during the summer, you need to increase your room and board budget by three months.

2. US study living expenses list - textbooks: average $500

Note: If the field you plan to study requires specialized supplies, such as mechanics, art, or film, your expenses will be higher than average.

3. US study living expenses list - transportation costs: average $600

The fee is for reference only, and you can calculate it based on local transportation costs.

The school's transportation budget usually does not include your international travel expenses between the United States and China, so you need to add the round-trip expenses for this section. If you plan to change from living on campus to a day student, you will have to bear the local transportation costs.

IV. US Study Living Expenses List - Other Personal Expenses: Average USD 2,000

These expenses include basic living supplies, services, activities, such as laundry, movies, and exercise. Health insurance is also required. If you have dependents or special medical needs, your living expenses will increase significantly. (This cost is for reference only and needs to be determined based on your consumption perspective and consumption pattern)

About the cost of living in the United States

Summary of the cost of living in the United States

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