As we all know, the two biggest expenses for studying in the United States include tuition and living expenses. Among them, living expenses cover every aspect of food, clothing, housing and transportation, and the amount is also considerable. So, how much does it cost to study in the United States? The following is aboutHow much does it cost to study in the United States?Living expenses for international students in the United States, ,A Guide to Studying in the United States, ,Studying Life in the United States, ,How long does it take to study in the United States?The problem.

How much does it cost to study in the United States?

1. How much does it cost to study in the United States?

Generally speaking, American cities can be divided into four levels according to the cost of living (excluding additional consumption such as buying cars, traveling, telephones and entertainment):

• Level 1 refers to large cities in the United States, such as San Francisco, New York, Philadelphia, Los Angeles, Boston, Chicago, Washington, etc., where the cost of living is $1,000-2,000 per month;
• Level 2 refers to large cities in the United States, such as Pittsburgh, Seattle, Radar, Atlanta, etc., where the cost of living is $800-1000 per month;
• Level 3 refers to some states in the southern, midwestern, and southeastern United States, such as Texas, Wisconsin, Illinois, Michigan, Georgia, etc., where the cost of living is $600-800 per month;
• Level 4 includes Oklahoma, Missouri, Louisiana, South Carolina, etc., where the cost of living is $450-600 per month.

For example, the monthly rent for a single room in Manhattan, New York is about US0-1200, but if you go to Kansas, it is only about US0-700. The price of a bottle of fresh milk in New York is almost the same as in Kansas. Generally speaking, the monthly rent of the host family will include meals, but you must bear additional transportation expenses. If you live in a school dormitory, you need to pay for meals separately. Usually students can use the school restaurant or buy a buffet card, and each meal is about 2 to 7 US dollars.

The cost of room and board for studying in the United States is about 3,000-7,500 US dollars per year. Some schools charge additional housing fees, while others collect food expenses in advance. Foreign students who come to the United States usually live in student apartments or dormitories in their first year, often with two or more people sharing a room. However, some colleges, universities and language schools in large cities allow students to find cheaper housing off campus. To rent a house off campus, you usually have to pay at least one month's rent in advance, plus a "deposit" equivalent to one month's rent.

The cost of books and personal expenses for studying in the United States is about 600-2600 US dollars; miscellaneous fees and insurance are about 150-1000 US dollars. In this way, the annual living expenses for studying in the United States are about 6750-14600 US dollars, which is calculated based on the average level of 10675 US dollars, which is about 90,000 RMB.

2. Ways to save money on studying in the United States

Way 1 to save money on studying in the United States

Increase AP course learning (for undergraduates) Undergraduates in the United States follow a credit system. Generally, it takes about 120 credits to complete an undergraduate degree in the United States. It usually takes four years, that is, about 30 credits per year to complete undergraduate studies. The top 100 schools in the United States generally cost about $1,100 to complete one credit. Therefore, taking more AP courses before entering undergraduate studies can not only deduct credits, but also help with application, killing two birds with one stone.

Way 2 to save money on studying in the United States

Many students in China learn languages before going abroad, just to cope with the TOEFL or IELTS exams required for admission. Some students rely on some test skills to prepare for the exams, but their actual language skills do not meet the requirements. In addition, students have never studied in an all-English environment, so it is difficult for them to understand foreign teachers' courses and complete academic papers. When going abroad, most people need to take academic language courses, which not only increases the cost, but also increases the study time and living expenses.

Way 3 to save money on studying in the United States

Try to pass the exam in one go to avoid retaking it. There is a gap between the Chinese and Western cultural education systems. There are many problems for ordinary Chinese high school students to enter overseas universities in one go. In addition, the United States is a country known for its "easy entry and strict exit" admissions policy, which may result in failure to pass the exam and then having to spend money to retake it. In serious cases, it may result in not being able to obtain a graduation certificate.

3. Guide to Purchasing Medical Insurance for Students Studying in the United States

1、Medical insurance costs

When choosing a program, you need to confirm the base cost to be paid, as well as understand how and how often to pay, monthly or annually. Generally speaking, the lower the premium, the less the compensation will be afterwards, but how much is not the most important thing, you need to confirm that the program can protect you effectively.

2、Company reputation

Although it is a non-permanent insurance policy that generally expires after you graduate and leave the country, you should pay extra attention to the qualifications and reputation of the company that provides the service, and choose a larger company, so that the subsequent payment will be a little more secure.

3、Payment amount

If the insured person needs medical treatment, how much the insurance company can pay, and the amount of payment in different cases, as well as the amount of benefits, are all elements that you need to know, directly related to the amount of the subsequent claim that you can receive.

4、Deductible amount

Regardless of the insurance company's program, the policyholder is required to pay a certain amount of expenses first, and the insurance company will settle the claim only after a certain amount of deductible is reached, involving both annual and doctor's deductibles, generally the lower the better.

5、Co-payment rate

That is, the amount paid by the insurance company, generally in accordance with the percentage, the basic items are paid out about 80%, meaning that I need to pay at least 20%, of course, the amount of different items will vary, you need to understand clearly.

6、Restrictions

What items and services are not included in the scope of benefits, this is what we must understand clearly, this is also a relatively large pitfall in the insurance program, do not wait until after the insurance for benefits, only to find not in the scope.

7、Benefit period

It is also important to know how long people can be covered for the items they are insured for. There is usually an extension clause, and it is necessary to obtain benefits for treatment in case of ineligibility, although it is more troublesome.

4. Introduction to the main accommodation options for studying in the United States

1. School dormitory

With the advantages of low cost, convenient classes and guaranteed safety, it is the first choice for domestic students to study abroad. However, the general supply is limited. Although international students can submit applications effectively, the success rate is not high.

The application is made directly on the school's website. There will be a special dormitory application entrance. Everyone needs to fill in their personal information, check the services they want, sign the contract and pay the deposit, then they can submit the application. If successful, the deposit will be converted into rent, otherwise it will be refunded.

The internal facilities of the dormitory are relatively simple, generally including a bedroom and bathroom, and the furniture includes a bed, wardrobe, table and chairs. Electrical appliances basically need to be purchased by yourself. In addition, a public laundry room and kitchen are provided, which can be used freely after moving in.

2. Off-campus accommodation

Considering the limited number of dormitories, apartments are a very important part of the school's surrounding supporting services. Formal apartments will have their own websites, and you can submit your application directly on the website. You don't have to worry about being cheated, which will affect your study abroad.

If you choose a larger apartment, you can make an appointment on their website just like applying for a dormitory. Select the house you are interested in and make a reservation. Be sure to pay attention to the configuration and charging standards to ensure that you can obtain the benefits of the contract.

Since you are renting a house, you have a strong sense of personal initiative, so you must examine all aspects of the situation, including the distance from the school, the convenience of travel, and the safety of the surrounding area, and be able to obtain reliable information from different aspects.

3. Homestay

Boarding can be said to be a way to save money and worry. You can directly live in a local family. For students, there will be someone to help them adapt to the new life and play a guardian role. However, as outsiders, everyone needs to adapt to the family's habits and change their lifestyle.

Applications must be made through official channels. Some schools have direct channels, and you can also apply through an agent. The process is not complicated, and you do not need to prepare much materials. You can also put forward your own requirements to facilitate allocation and screening.

Summary of how much living expenses are needed to study in the United States

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