Studying in the United States is the most desirable destination for international students around the world, because the quality of education, employment prospects, and professional development in the United States are among the best in the world.Common sense to pay attention to when studying in the United StatesCommon sense questions for studying and working in the United States, ,General Knowledge Questions for American International Students, ,A Complete Book of Common Sense for International Students in the United States, ,What are the six common senses for international students in the United States?The problem.

Common sense to pay attention to when studying in the United States

1. Keep your distance when talking while studying in the United States

When talking to an American, you should keep a distance between your bodies. A distance of half a meter is appropriate. When you are chatting with an American, if he keeps moving forward, you may be too far away from him; if he keeps moving backward, you may be too close to him, so you should keep a proper distance.

2. Don’t speak loudly when greeting others while studying in the United States

According to experts who study in the United States, when Chinese people meet acquaintances, they greet them loudly to show their enthusiasm, while American public places are relatively quiet, people speak softly, and generally do not shout unless there is an emergency. When meeting acquaintances, they will greet them only when they are close to them.

3. Maintain eye contact when talking to others

When talking to Americans, you should maintain eye contact. A wandering gaze or looking elsewhere will give Americans the impression of being untrustworthy and arrogant. Therefore, it is important to maintain a smile and eye contact when dealing with Americans. If a stranger walks up to you and smiles at you, and you smile back at him, he will say "hello" to you, this is just a courtesy and does not mean that he will stop to talk to you.

4. Don’t joke with them when studying in the United States

Some Chinese students sometimes tell a white lie or a joke, and everyone thinks it is normal. However, in the United States, if you lie to him or joke that he is dishonest, these words will make Americans unhappy, because Americans are a nation that values credibility. Their economic and social status are based on personal credibility, and they cannot tolerate others without credibility.

Further reading: Overview of undergraduate admission requirements for studying in the United States

1. English requirements for undergraduate study in the United States

TOEFL consists of four parts, namely Reading, Listening, Speaking, and Writing. Each part is worth 30 points, and the total score of the whole test is 120 points. Generally, you need to have a TOEFL score of 80-100 to apply for undergraduate studies. Some universities can provide students with dual admission. But be careful, if your TOEFL score is less than 75 points, you may not even be eligible for dual admission.

2. SAT/ACT for undergraduate study in the United States

SAT: It is an exam hosted by the College Board (CB) and is an important reference for applying for admission to American universities and scholarships. It and ACT (American College Test) are both called the American college entrance examination. However, some top universities do not require it. You should carefully check the admission requirements when applying.

ACT: This test is recognized by many American universities, mostly in the central and western regions. ACT is more like a subject test and is easier than SAT. Especially for Chinese test takers, choosing ACT may make it easier to get relatively satisfactory results in a short period of time. There are 7 states in the United States that require students to take the ACT test: Illinois, Colorado, Michigan, Kentucky, Wyoming, Tennessee, and Maine.

You can choose to take either the SAT or the ACT. Due to the epidemic, many American universities have also included the SAT or ACT as optional exams. However, it is still recommended that capable international candidates try to take the exam to prove themselves.

3. Document requirements for undergraduate study in the United States

The steps for applying to study in the United States are rather complicated, so you should prepare the required materials as early as possible in the UK, including PS, letters of recommendation, transcripts, certificates of deposit, personal documents/resumes, IELTS/TOEFL, SAT scores, school selection, extracurricular activities, interviews (depending on the school), portfolios, and other materials.

Further reading: Guide to US study abroad loans

1. Application Requirements

Independent borrowers must be at least 18 years old, have a permanent home address and a stable family income, provide proof and flow of income of their parents, guarantee the ability to repay the loan, and of course, also need to show proof of the relationship between the two parties.

You will need to present a copy of the paper admission certificate issued by the school, a valid passport, a medical health certificate, and other requirements that the loan institution requires students to meet. This can only be confirmed after consultation.

2. Loan Amount

In principle, the amount that international students can apply for cannot exceed 80% of total annual expenses. According to official surveys, the average annual cost of studying in the United States is around 500,000, so the amount they can borrow each year cannot exceed 400,000.

The above is the amount you can borrow. You also need to determine the specific amount based on your actual situation. You can estimate your graduation plans and salary after graduation, and determine the final amount based on your repayment ability.

3. Loan Period

There are also restrictions on the loan period you can apply for, generally 1-6 years. Most students will choose a loan of similar length to their study period, so that they don't have to worry about their expenses during their studies. The maximum period cannot exceed 10 years.

4. Loan Methods

1. US Loans

You can submit a loan application directly to a bank in the United States. There are no identity requirements, but you need to find a local person as a guarantor for your loan. The interest rate is lower, but you cannot repay the loan in advance, and there is no grace period for repayment.

Student loans are more suitable for international students. This method does not require a guarantor. As long as you provide complete materials, you can get a loan. The interest rate is between 7.%-13.%. You can repay the loan in advance or apply for a grace period for repayment.

2. Domestic loans

It would be more cost-effective to apply for a loan domestically. Certain guarantee documents need to be submitted and the interest rate of the loan is stable between 4%-5%. However, the loan can only be made in RMB and the conversion into US dollars will be affected by the interest rate.

Summary of common sense when studying in the United States

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