When applying for a visa to study in the UK, students will be required to pay a certain HIS medical surcharge, which will allow them to enjoy the medical services of the NHS UK National Health Service System.Questions about the IHS surcharge for UK study visas,UK study visa refused, ,How long does it take to get a UK study visa?, ,Does a UK study visa require an interview?The problem.
1. Questions about the IHS surcharge for UK study visa
1. What is the IHS medical surcharge? Who needs to pay it?
IHS is a medical service fee charged by the National Health Service (NHS) to non-UK citizens who have lived in the UK for more than 6 months. IHS has independent agencies in England, Scotland, Wales and Northern Ireland, covering the whole of the UK.
2. What benefits can I enjoy after paying the IHS medical surcharge?
After registering and paying the IHS fee, you can enjoy most of the free medical treatment of the NHS like British citizens, such as general practitioner treatment, hospitalization, clinic treatment of minor injuries, etc. It should be noted that some expenses are not included in the scope of this medical service, such as dental treatment, optometry and glasses.
3. How much IHS medical surcharge do I need to pay?
On January 4, 2019, the UK Visas & Immigration officially released a document confirming that from January 8, 2019, all immigrants or international students who stay in the UK for more than 6 months will have to pay an IHS medical surcharge. For international students, the IHS medical surcharge has increased from the original 150 pounds/year to 300 pounds/year. If you are not a student (working in the UK or reuniting with your family), the annual IHS medical surcharge is 400 pounds. If you stay in the UK for more than 1 year, 6 months or less will be calculated as half a year, and more than 6 months will be calculated as 1 year.
4. When and how should I pay the visa application fee, IHS and expedited fee?
The visa application fee and IHS fee are paid online before submitting the online application form. In other words, if these two fees are not paid online, you will not be able to complete the online form submission and visa document submission appointment. It is recommended that the expedited fee be paid at the same time as the visa fee. Some application centers can pay the expedited fee on site for expedited applications.
5. Under what circumstances can I apply for an IHS refund?
Visa Rejection
★The information filled in the visa application is incorrect and you need to cancel the visa and reapply
★After paying the IHS fee, you cannot continue to pay the subsequent visa fees
6. How to apply for IHS refund?
Situation 1: The visa is rejected or the completed visa application needs to be cancelled due to incorrect information filled in.
You need to cancel the appointment in the visa application system, then cancel the visa application and apply for a refund. Under normal circumstances, the IHS fee will be refunded to the original account within 6 weeks.
Case 2: Unable to proceed to the next step after paying the IHS fee.
If you encounter this situation, you need to re-register an account, fill out a new online application, resubmit your visa application, and then apply for a refund of the IHS fee you paid the first time. You can wait 6 weeks to see if you will receive a refund.
2. Pay attention to details when studying in the UK
1. Renting in the UK
When renting a house, some students often choose to share the house with their friends. In the process of sharing the house, when it comes to some interests such as living expenses and rent, Chinese people usually can't bring themselves to speak, but this is not good for sharing the house. So if you are sure to choose to share the house, you must distinguish the common expenses of the two people and collect all the bills so that you can have evidence when settling the bills.
2. UK climate
If you live in the UK for a long time, you will find that the climate in the UK is very changeable and the weather forecast is often inaccurate because it is too difficult to predict. It may be sunny one minute and raining the next minute. So you must remember to bring an umbrella when you go out so that you will not get wet by the sudden downpour.
3. Credit in the UK
In the UK, banks here can provide students with interest-free overdrafts, as well as various free and discounted services. However, this will also bring some negative effects. It is not recommended that you increase your credit limit at will. You should first weigh whether your financial strength can repay such a high overdraft limit. In addition, credit records are very important to a person, so remember to check your credit regularly and plan your financial plan reasonably.
4. British roads
Due to traffic regulations in the UK, cars drive on the left, which reminds everyone to pay attention to the cars on the right when crossing the road, that is, "first right, then left". This is completely opposite to the situation in China, and some students may not be able to adapt to it at first. In any case, it is better to be careful. It is better to think clearly before crossing the road, rather than react in the middle of crossing the road. When you go out, personal safety is the most important thing.
5. Deadline for submission of assignments
In terms of academics, there are also some details that need to be paid attention to. Many students always submit their homework at the last minute of the deadline, but this is a very bad habit. It is very likely that the submission will be delayed due to a temporary delay in the network. If you do not submit it within the specified time, your homework grade will be affected to a certain extent.
6. Social Networking in the UK
In the UK, there are many Chinese students studying here, so many Chinese students will gather together and rarely interact with British locals in class or extracurricular time. In fact, this is not a good thing. Now that you have come to the UK, in such a country with pure English pronunciation, you can seize the opportunity to practice your English skills, interact more with foreigners, and experience foreign culture up close.
3. Application elements for studying in the UK
1. Apply early
In the UK, many schools offer master's programs starting at the end of September, but applications start a year in advance. Of course, students should apply earlier. Some schools or majors have application deadlines, so you should check them carefully. If you want to get conditional admission, you should apply early, because the school will no longer send out relevant admission notices in February.
If you are unable to apply directly because of insufficient qualifications, it is often because of quota or other reasons that you are rejected. Generally, schools here take 4 to 8 weeks to process students' applications. If it is a popular school or major, it may even take 10 to 12 weeks, so you have to reserve time to wait for the notification letter when applying.
2. Determine the right school
Many students still want to continue studying their majors, so you can actually look at the rankings of QS and other institutions. Generally, the schools here mainly refer to their research capabilities in the comprehensive rankings, that is, in these rankings, research-oriented schools tend to have higher rankings. But generally, the schools that can be ranked in the top 50 are relatively good, and most of them have their own strong majors. Students have to consider which major they really like and then choose based on the rankings.
3. Determine the right course
There are two types of master's programs in the UK, but both last for one year. Many of the taught courses are more practical, while research courses are more difficult to apply for than other courses, because most of these courses are research on a certain topic, which requires students to have research capabilities or relevant research results. Generally, students who choose to study research courses are often preparing for their future doctoral studies, so if you also have plans to study for a doctorate, you can consider applying.
4. Prepare more unique materials
British schools pay a lot of attention to students' self-introduction letters, recommendation letters, etc. They also want to see that students' application materials are carefully prepared. If many materials are very similar or boring, then there is no way to reflect your own characteristics, and if it is too perfunctory, it will not give the school a good impression.
4. UK Study Loan Application Guide
1. Loan Target
Applicants for study abroad loans are overseas students or their immediate family members or spouses.
2. Loan conditions
To apply for a study abroad loan, the borrower must have full civil capacity, and the loan term must not exceed 55 years of age. The applicant should also hold an admission letter or other valid admission certificate from the school where the student is to study abroad and a domestic entry visa passport from the school where the student is to study abroad. Have a fixed residence, a stable job and a source of income, and have a fixed residence or other valid residence within a controllable range.
Applicants can choose the student himself as the borrower according to their needs, or they can choose the parent or legal guardian as the borrower. If the actual user is under 18 years old, his legal guardian is the borrower. Borrowers need to have good credit. Moreover, Mr. He reminded us that borrowers must have good credit and must not have any illegal behavior.
Of course, the borrower should also provide property mortgage, pledge or third-party guarantee approved by the lender. The mortgaged property is limited to mortgageable real estate; the pledged property is limited to government bonds, bank deposits, corporate bonds and other securities; the guarantor is a legal person or natural person with compensation ability, who is willing to bear joint and several liability;
3. Regulations on the amount and term of UK study abroad loans
The amount of the loan for studying in the UK shall not exceed the application fee specified in the UK school's admission letter or other valid admission certificates. The total amount of tuition fees, living expenses and other necessary expenses within one year shall not exceed RMB 500,000, and the maximum period shall not exceed 6 years (including 6 years).
4. Application materials for overseas study loan
1) Your valid ID, please present your original passport and provide a copy for record;
2) Admission letter issued by the school you are attending, and certification of the total amount of tuition and miscellaneous fees required by the school during the student's stay; if the loan is granted on a per academic year basis, you should present the tuition and miscellaneous fee certification for the next academic year before the end of each academic year.
3) For mortgaged or pledged property, a list of mortgaged or pledged property and a consent or statement from the person with disposal rights (including property co-owners) shall be provided. For mortgaged property, a value assessment report issued by the relevant department and an insurance certificate issued by the insurance department shall be submitted, and proof of rights shall be provided for the mortgaged property.
If you don't have enough funds for studying abroad, or don't have enough assets and time deposits, you need a loan. Now, Bank of China, CITIC Bank, Everbright Bank, etc. can provide you with study abroad loan services.
Questions about the IHS surcharge for UK study visa
Summary of issues related to the IHS surcharge for UK study visa
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