Students who are planning to study in Singapore can consider taking out a loan when preparing their study budget.Preparation of materials for applying for Singapore study abroad loan,Preparation Guide for Studying in Singapore, ,Preparation stage for studying in Singapore, ,Preparing to study in SingaporeThe problem.

Preparation of materials for applying for Singapore study loan

1. Preparation of materials for applying for a Singapore study loan

• 1. The original and copy of the applicant's and spouse's ID card, marriage certificate, household registration book or valid residence certificate issued by an authorized institution;
• 2. The admission letter issued by the school where you plan to study abroad, the letter of acceptance and other valid admission certificates and relevant necessary fee certificates, as well as the proof of your academic qualifications;
• 3. Provide a Chinese citizen with full capacity for civil conduct as the domestic agent of the borrower, and provide the ID card, relevant proof of residence and mailing address of the domestic agent.
• 4. In case of mortgage or pledge of property, the applicant shall provide the ownership certificate of the mortgaged property or the original document of the pledged property and the certificate of consent to mortgage or pledge by the person who has the right to dispose of the property (including the property co-owner). If necessary, the appraisal certificate of the mortgaged (pledged) property issued by the competent department shall be provided;
• 5. If the guarantor is a legal person, a written document of the guarantor's consent to guarantee (if the guarantor is a branch of a legal person, a document authorizing the legal person to guarantee should also be produced), the business license of the corporate legal person, the audited financial statements of the previous year and the recent period, and relevant credit certification materials should be produced; if the guarantor is a natural person, the guarantor's ID card, household register, income or property certificate and other credit certification materials should be provided;
• 6. Other information required by the lender.

2. Language requirements for studying in Singapore at different stages

1. Education below high school

Generally, you need to study in a language school for 3 months first, and after 3 months, you can continue to choose a language or go to a third year. Because those who graduate from the third year of junior high school in China basically have to downgrade their studies.

Secondary schools in Singapore last for 4 years. By the time of SEC4, you have to prepare for the O-Level exam. This exam is very important.

Government secondary schools in Singapore charge very low fees, but they need to pay sponsorship fees ranging from 1,000 to 2,000. If the student is under the age of 16, parents can also apply to accompany them.

2. High school degree or college degree

There are two situations here. One is that students whose college entrance examination scores exceed the local undergraduate admission threshold by more than 20 points, TOEFL scores of 550 or higher, or students who have taken the Singapore-Cambridge Education Examination and have reached A-level can directly apply to government universities.

If English is not very satisfactory, just like graduating from junior high school, you must first take a 3-month intensive language course.

3. Bachelor’s degree

Singapore's public institutions have relatively high requirements for college entrance examination results, not to mention the requirements for English proficiency. Private schools in Singapore have relatively loose language requirements, and you can take language courses in Singapore to make up for your IELTS score without IELTS scores.

Public universities: IELTS (IELTS) 6.0 or above (single score no less than 5.5) / TOEFL (IBT) 80 / SAT1 reading 600 and writing 600.

Private universities: IELTS (IELTS) around 5.5 is enough, or you can take language courses without IELTS scores.

4. Master’s degree

The language requirements for graduate students are also relatively high. For example, Nanyang Technological University requires graduates from regular universities with a bachelor's degree officially recognized by the state, and a TOEFL score of 580 or above.

If the English proficiency is not up to the requirements, you can first read the English intensive course of the Singapore language school.

Public universities: IELTS score above 6.5.

Private universities: IELTS score of 6 or above, can also be replaced by language courses.

3. Overview of the approximate living expenses for studying in Singapore

1. Accommodation Fees

National University of Singapore Student Dormitory Public University Boarding Fee - About RMB 1560/month (S$312/month) Public primary and secondary schools do not have boarding options. International students of other ages in Singapore tend to rent off-campus housing. New international students generally have four options: government housing, private apartments, luxury bungalow student apartments, and international student apartments. The cost is generally S$800-4000/month, depending on the location, accommodation type, facilities and number of people living together. Homestay (suitable for underage family students) Many students and parents choose homestays. Not only do they have someone to take care of them in life, but the cost is also relatively cheap compared to private apartments. Homestays generally provide breakfast and lunch from Monday to Friday and three meals a day on public holidays. They also provide supervision and food, clothing, housing, transportation, Internet and other services. The environment is also good, and swimming pools and fitness facilities are also readily available. Cost: About RMB 7500/month (S$1500/month)

2. Food and Beverage Expenses

While studying in Singapore, students can enjoy delicious food from all over the world. In addition, most schools in Singapore have canteens and restaurants, so the cost of food and beverage in Singapore is not expensive. Students spend an average of 12 SGD per day on food, or 400 SGD per month.

3. Pocket Money

a. Communication network Singapore has developed communication and convenient Internet access. Internet access is available almost everywhere. Internet access in Singapore libraries is free. Public telephone systems are available in all areas, and telephone charges are low; international long-distance calls are charged at 0.3-0.9 SGD per minute. It is even cheaper to call China with an international calling card, ranging from 0.1-0.25 SGD per minute. The total monthly expenditure of prepaid packages is generally between 30-100 SGD. Note: 30 SGD already includes at least 4GB of Internet data for one month. It is recommended that you watch videos and listen to music when connected to WIFI!

b. Food Singaporean cuisine combines Chinese, Western, Malay, Indian, etc., all with unique flavors. The "Nyonya cuisine" that is a mixture of the two is even more unique. Many food centers in Singapore offer Chinese, Malay, Indian, Japanese, Thai and other fast food. Schools generally have canteens and restaurants. In general, students spend about 200-600 SGD per month on meals.

4. Other expenses

For students in Singapore, the monthly communication fee is about 30 SGD, the bus fee is 100-150 SGD, and there are other living expenses that add up to several hundred SGD.

4. Things to bring with you when studying in Singapore

1. Clothing

Singapore is located in the tropics, so the temperature is relatively high throughout the year. Basically, you don't need a thick coat. If you are preparing clothes, you can focus on light and comfortable tops, pants and skirts. Shoes should also be breathable and comfortable.

In fact, it is enough to pack two or three sets of clothes in the suitcase. Buying clothes locally can not only keep up with local trends, but also reduce the weight of travel. Moreover, the price of buying clothes here is not particularly expensive and it is affordable for international students.

2. Electrical appliances

They are introduced separately because the sockets here are different from those in China. Everyone needs to bring their own plug converters. The prices will be cheaper if purchased from China, and the quality is also guaranteed. The most important thing is that you don’t need to spend time buying them.

With this level of concern, you need to carefully consider the electrical appliances you plan to bring when traveling, especially those that need to be plugged in to use, such as hair dryers. Try not to bring them. You can consider replacing chargers with suitable plugs, or convert them before use.

3. Documents

What you need to bring are all commonplace things, including passport, visa, air tickets, invitation letter, application materials, etc. What you need to pay special attention to is that these documents must be backed up and have electronic versions, so you don’t have to worry too much if they are lost.

4. Books

Regarding this part, everyone needs to consider carefully their professional studies and whether they need to use certain books frequently. If necessary, you can bring them with you, so that it will be more convenient for you to use them later. After all, the price of buying books here is relatively expensive.

5. Daily Use

Basically, daily necessities can be bought in stores and supermarkets in Singapore, and most of them are even cheaper than bringing them from China, so there is no need to make extra preparations for this.

Some of them are more expensive, such as glasses and other related products. The prices are much more expensive. If you buy them domestically, the prices will be relatively cheap, so you can bring spare ones and prepare a few more pairs of contact lenses.

Summary of application materials for Singapore study abroad loan

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