Some students have difficulty in completing their study abroad due to their limited financial resources, so they choose to apply for loans to complete their study abroad.The process and conditions for applying for a US study loanApply for a US study visa, ,US Medical School Application for International Students, ,Application requirements for a PhD in the United StatesThe problem.

The process and conditions for applying for a US study loan

1. The process and conditions for applying for a US study loan

1. The process of applying for a US study loan is

1. Select your nationality and the school you will attend in the International Student Loan Tool Options;

2. Please click "Compare Student Loans";

3. Choose the lender that best suits you based on the lenders provided by the international student loan tool;

4. After selecting the loan project, click “Apply Now” to start the online application process.

As long as you follow the instructions above, you can easily apply for a student loan. You can get preliminary approval within a few weeks. But remember that student loans require you to repay the principal and interest. Before applying for a loan, please find out if there are other scholarship programs.

2. The conditions for applying for a US study loan are:

1. No illegal or disorderly behavior, good health and honest and trustworthy character;

2. The actual age of the applicant who has full civil capacity on the loan maturity date shall not exceed 55 years old;

3. Possess a permanent residence or other valid residence status in the place where the lender is located;

4. The borrower's immediate family members or spouse have permanent residence or other valid residence status, and have stable jobs and income sources and the ability to repay the loan;

5. The borrower needs to provide the "Admission Notice" or "Acceptance Letter" of the school, as well as the certification materials of tuition and living expenses required during the study period issued by the school.

6. You must also provide a third-party borrower with assets approved by the lender for collateral or pledge or with the ability to compensate and bear joint and several liabilities, and the borrower already has a certain proportion of the expenses required by the educated person. The mortgaged property is currently limited to real estate that can be mortgaged. The pledged property is currently limited to government bonds, bank deposits, corporate bonds and other securities. The guarantor should be a legal person or natural person with the ability to compensate and willing to bear joint and several repayment responsibilities;

7. Meet other conditions stipulated by the lender

3. The amount of the loan you can apply for

The amount of the U.S. study loan shall not exceed the total amount in RMB of the application fee, tuition for one year, living expenses and other necessary expenses stated in the admission letter or other valid admission certificate of the study abroad school.

2. Good majors in famous universities in the United States

1. Princeton University

Advantageous majors: Mathematics and philosophy are well-known, and the history, English, political science and economics departments are also well-known.

2. Harvard University

Advantageous majors: History, Business Administration, Mathematics, Economics, English, Physics, Psychology, Sociology, Physiology, Political Science, Biochemistry, Chemistry, Earth Science, etc.

3. Yale University

Advantageous majors: The most important disciplines are social sciences, humanities and life sciences, and the three most popular majors are biology, history and economics.

4. University of Michigan, Ann Arbor

Advantageous majors: business, engineering, medicine, nursing, law, public affairs, psychology, sociology and history.

5. New York University

Advantageous majors: accounting, finance, international trade, chemistry, mathematics, biology, education, health, law, medicine, communications, public services, art, film, television, drama, music and performing arts.

6. University of Rochester

Advantageous majors: English, music, history, political science, psychology, mathematics and optics. Music conservatories across the United States.

7. Johns Hopkins University

Advantageous majors: The medical school is as famous as Harvard Medical School, the School of Public Health is ranked first in the United States all year round, and graduate programs such as biology, biomedicine, biomedical engineering, electronic engineering, environmental engineering, human development, family studies, health sciences, humanities, physics, mathematical sciences, and international affairs are all ranked in the top ten in the United States.

8. Massachusetts Institute of Technology

Advantageous majors: electronic engineering, mechanical engineering, physics, chemistry, economics, philosophy, and political science.

9. Stanford University

Advantageous majors: physics, engineering, chemistry, biology, astronomy, geology, economics and political science.

10. Columbia University

Advantageous majors: architecture, MBA, finance, art history, astronomy, biological sciences, chemistry, computer science, mathematics, physics, geology, psychology, sociology, philosophy, political science, religion, film, history, economics, English, French, Spanish, and East Asian and Central Asian languages and literatures, etc.

3. Preparations before leaving for the United States

Preparation 1: Back up relevant important files

Before departure, you should prepare some important entry documents, such as passport, air ticket, notification letter and I-20 form. Note that if you have TOEFL/IELTS score reports, you must bring the originals. You can use photocopies of your payment receipts, whether it is tuition or accommodation fees, you must bring photocopies of the bills and receipts.

In addition, these important documents, including passports, should be prepared before departure, so as to avoid losing them or having to look up documents in special circumstances. In addition, bring a pen and a memo when you leave, and write down important numbers on the memo. Some students may think that everyone has a mobile phone, so there is no need to remember it specifically, but if the mobile phone is lost, it will be very troublesome when the phone number is needed.

Preparation 2: Activate international roaming

Since you are going to another country, it is very important to activate international roaming on your mobile phone card before leaving the country, so that you can contact your family immediately when you arrive in the United States. After getting familiar with the new environment here for a while, you can buy a local phone card. Of course, in order to save money, if students here often need to contact their family and friends in China, it will definitely cost a lot of money to make international long-distance calls every day, so using video communication to contact family is both convenient and cost-effective.

Preparation 3: Clothing preparation

In the United States, it usually snows in winter, except for the West Coast and other places, and the snow is often very heavy in these places. So when you first go there, you should prepare some warm clothes, snow boots and thick socks, in case you don't have time to buy thick clothes here. Of course, if you study in the southwest, you don't need to bring these clothes, and there are generally heating indoors in winter, so thick clothes may not be useful.

Preparation 4: Be security conscious

The environment in the United States is generally safe, but it is not absolutely safe. Students here still need to be aware of safety and self-protection at all times, which is the most important thing to remember.

Summary of the process and conditions for applying for a US study loan

After understanding the process and conditions of applying for a US study loan, you will also need to prepare a VPN tool to bypass the firewall and return to China when studying in the United States.For many Chinese who go to the US to study and work, they still like to watch some Chinese TV series and programs in China, and they are more accustomed to use some domestic native apps to listen to music, watch videos, play games and so on. However, due to copyright reasons, most of the popular programs are only allowed to be accessed by mainland IPs. In such a big background, theVPN back over the wallQuickFox is a return accelerator that provides hundreds of high-speed lines around the world, monitors bandwidth traffic in real time and adjusts it dynamically to ensure smooth node channels, unlimited traffic and unlimited time, and meets the acceleration needs of various regions and countries. The lines are dynamically allocated and the best is automatically selected to bring you the ultimate acceleration experience.