As one of the four Asian Tigers, Singapore has a developed economy and high-quality education, making it a popular destination for studying abroad in Asia.Application conditions and materials for Singapore study abroad loan,Apply to study in Singapore, ,Requirements for applying to study in Singapore, ,Apply for luggage for studying in SingaporeThe problem.
Application conditions and materials for Singapore study abroad loan
1. Application conditions and materials for Singapore study abroad loan
1. Application Conditions for Study Loan in Singapore
1. The borrower should have full civil capacity and his actual age should not exceed 55 years old on the loan maturity date;
2. The borrower has no illegal or disciplinary behavior, is in good health, and has the character of honesty and trustworthiness;
3. If the borrower is a student studying abroad, he/she should have a permanent residence or other valid residence status in the place where the lender is located before studying abroad;
4. If the borrower is a direct relative or spouse of a student studying abroad, he/she should have a permanent residence or other valid residence status in the area controlled by the lender, a fixed residence, a stable occupation and source of income, and the ability to repay the principal and interest on time;
5. The borrower should hold an admission notice or other valid admission certificate issued by the overseas school where the student intends to study;
6. The borrower must provide property mortgage, pledge or third-party guarantee approved by the lender. The mortgaged property is limited to real estate that can be mortgaged; the pledged property is limited to government bonds, bank deposit certificates, corporate bonds and other securities; the guarantor should be a legal person or natural person with compensation ability and willing to bear joint and several repayment responsibilities;
7. Meet other conditions stipulated by the lender.
2. Application Materials for Singapore Study Abroad Loan
1. The original and copy of the applicant's and spouse's ID card, marriage certificate, household registration book or valid residence certificate issued by an authorized institution;
2. The admission letter issued by the school where you plan to study abroad, the letter of acceptance and other valid admission certificates and relevant necessary fee certificates, as well as the proof of your academic qualifications;
3. Provide a Chinese citizen with full capacity for civil conduct as the domestic agent of the borrower, and provide the ID card, relevant proof of residence and mailing address of the domestic agent.
4. In case of mortgage or pledge of property, the applicant shall provide the ownership certificate of the mortgaged property or the original document of the pledged property and the certificate of consent to mortgage or pledge by the person who has the right to dispose of the property (including the property co-owner). If necessary, the appraisal certificate of the mortgaged (pledged) property issued by the competent department shall be provided;
5. If the guarantor is a legal person, a written document of the guarantor's consent to guarantee (if the guarantor is a branch of a legal person, a document authorizing the legal person to guarantee should also be produced), the business license of the corporate legal person, the audited financial statements of the previous year and the recent period, and relevant credit certification materials should be produced; if the guarantor is a natural person, the guarantor's ID card, household register, income or property certificate and other credit certification materials should be provided;
6. Other information required by the lender.
2. Introduction to good universities for studying abroad in Singapore
1. National University of Singapore
The National University of Singapore (NUS) is a world-class university in Singapore. It is a member of the Association of Pacific Rim Universities, the Asian University Association, the Asia-Pacific International Education Association, the International Research University Alliance, University 21, the New Engineering Education International Alliance, and the International Applied Science and Technology Development Cooperation Network. It is also accredited by AACSB and EQUIS. NUS enjoys a world-renowned reputation for research in engineering, life sciences and biomedicine, social sciences and natural sciences. In the 2022 World University Rankings, NUS still performed well, ranking 11th.
2. Nanyang Technological University
Nanyang Technological University (NTU) is a top university in Singapore. Its research in many fields such as nanomaterials, biomaterials, functional ceramics and polymer materials is world-renowned. It is a comprehensive university that focuses on both engineering and business. NTU's School of Engineering is one of the largest engineering schools in the world, and its School of Business is one of the top business schools in Asia. In the 2022 QS World University Rankings, NTU ranked 12th.
3. Singapore Management University
Singapore Management University (SMU) is the third research-intensive public university established by the Singapore government in 2000. It is a strong financial and economic school and computer information technology school in Asia and even the world.
In the 2022QS ranking, it is only ranked 511-520.
4. Singapore Institute of Management
Singapore Institute of Management (SIM) is a local human resources training, professional business management, financial management, and global international education institute established by the Singapore government. SIM is an international education institute established with the support and participation of the Singapore government. The institute was established on November 28, 1964. Over the past 50 years, SIM has made great contributions to the development of human resources and professional talent training in Singapore. SIM provides a wide range of high-quality academic and degree courses through cooperation with well-known international universities and colleges in the United States, the United Kingdom, Australia and other countries. The institute provides more than 50 courses for more than 14,000 enrolled students, including a variety of graduate, undergraduate, college and certificate-level academic courses.
3. List of living expenses for studying in Singapore
1. Meal expenses
The local cuisine showcases the fusion of features from various countries. There is a rich variety of Chinese and Western food here, and the specialties of surrounding countries can basically be found here. Most of them are very affordable, so students can get them easily. You can try more.
The price difference between the canteen and the restaurant is not that big, because the price itself is relatively cheap, and you can buy your own food and cook, which will cost even less. On average, you can eat well for about 1,500 yuan a month.
2. Accommodation Fees
The impact of different accommodation methods needs to be taken into consideration. Everyone needs to carefully compare and confirm and choose the one that suits them best. The main differences here are dormitories, apartments and boarding families. The first type will be the first choice for most students and the price is more cost-effective.
Currently, students living on campus need to prepare at least 1,500 yuan in rent per month; students who rent a house need to set aside 2,000-3,000 yuan in expenses based on their choice of room type and whether they share the house with others; if they live in a boarding house, considering the services provided by the family, it will cost around 3,000 yuan per month.
3. Transportation expenses
When choosing your daily travel, you need to consider the distance between where you live and your school, as well as the frequency of your travel, and make preparations based on the frequency. After getting the card, generally speaking, you only need to prepare about 300 yuan a month.
4. Communication expenses
As well as mobile phone charges and broadband fees, they are generally sold together. The communications here are very developed. When you sign up for a package, you will have more options to choose from. Just make sure that the one that suits you is most suitable. Generally, the prices are less than 100 yuan.
5. Other expenses
The main thing is the money that everyone needs to spend on shopping. This part is the expense that will be greatly affected. What needs to be considered is your own consumption level. You should think twice before buying things and choose those with higher cost performance, including buying clothes and daily necessities.
The shopping malls here often have discounts, and there are relatively large discounts when the seasons change. Generally speaking, it is still relatively cheap, and the price level is within an acceptable range for everyone. A monthly budget of 1,500 yuan is sufficient.
Application conditions and materials for Singapore study abroad loan
Summary of application conditions and materials for Singapore study abroad loan
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